239 - organizing

Time is flying. I know I'm not the only one to think that as Ive heard it mentioned numerous times lately. I think it happens to be mentioned more at the end of the month. I thought about it and I don't think of it until its time to pay rent. That's my biggest expense. Not my Visa bill though sometimes it comes close.

I look at my Visa statement sometimes and look at where Ive been and where Ive spent my money. I know you all want to know where Ive been... Ill give you guys a glimpse of where Ive been. Nothing specific otherwise then you'd all know where to find me. (wink) Some places I go to more often than not. But that you must understand and not hold it against me. I hope.

Places Ive used my Visa are as follows and in no particular order of frequency, regularity or totality...

Restaurants
Shoe stores
Hallmark cards
Chapters
Adult stores
Grocery stores
Gas stations

I'm wondering about Visa statements. Its nice to see where Ive gone to spend my money. I'm just wondering about what to do with the actual statement itself. I'm somewhat organized. I have folders for various things to do with banking, investments, health care and so on. Its all together in some kind of order. I'm just not so sure about certain things. Such as...

Am I suppose to keep the statements?
How long am I suppose to keep them?
Am I supposed to hold on to my receipts to cross reference them with items on the statements?

Tangent... some time ago..
I wanted to find out how much money I spent in a month so I tried to conduct a study by holding on to all my receipts for the month , tally it up and see where the majority of it went. That failed miserably as there were receipts everywhere. Purchases that were made and lacked a receipt and just negligence on my part. Needless to say I don't know how much money I spend and on what, until I see the Visa statement and even then it doesn't give me a complete idea, just a partial idea of what kind of damage I can do in a month.

Back to statements...
I also think of what I am supposed to keep and what I should be tossing into the shredder.
In regards to taxes, what am I supposed to hold on to?
I think I hold on to it all because I don't know what I can shred and what not to.

So these are some questions I have and I'm not sure if there is someone specific I could talk to as in a Financial Advisor? Accountant? My bank? I'm not sure. Its a little embarrassing to admit that I don't know what to do with these documents as I'm 27 and should know these things.

Which brings me to thinking of what I make in a month and how I am able to function in society, have a social life, contribute to my RRSPs, feed myself and shop for clothes/shoes, treat and pay when I go out, pay rent and bills, maintain a zero balance as much as possible, go to casinos and lose... I mean I hope I win but I go knowing there's a possibility that I wont walk out with what I walked in with.

I'm just wondering if I'm doing something I shouldn't be financially. Or if there are things I am supposed to be doing that I am currently obviously not. I don't make a boatload of money. I make enough to fund my lifestyle which I really cant complain about. Things could always be better right? Of course Id want to make more but there are things in the way of that. We shall see.

I need help. I was thinking of getting a life coach. LOL or better yet being someone elses life coach. That would be so much fun but so much responsibility and so much power and just so much fun. Much responsibility. Id feel too guilty if things didn't work out. But I guess that's the beauty of that business. Id just be the cheerleader and somewhat of a guider of sorts... must think this through more...

So basically I just need someone or a slew of people that can organize and put together a plan of sorts so that I know things and can take care of things properly without botching it up :)

I'm attempting to organize. More to come on how things go on that.

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I just missed Ds call, not on purpose I just couldnt answer. I was busy. He still thinks im screening my calls. I tried to assure him I wasnt which even sounded like I was guilty defending myself.

His new scheule doesnt work well with me. The texting has gone down as hes busier and the calls have as well. Hopefully after things die down it will get better. Lets hope. I wonder if not being in contact as much will creat a break in the delicate platform that we are on..

I cant imagine it not. Its all about proximity. The more time I think people spend together. The more time people stay connected, people stay closer. The more distance you have, the less time spent together in any capacity can only be start to something that needs more work to keep together.